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Business Lending

We'll steer you in the right direction with competitive rates and customized lending solutions that make good business sense.

Real Estate & Construction

When you get the opportunity to build your business, go ahead. Open the door. And, then come knocking on ours. We’re with you every step of the way.

Features

  • We have a variety of Commercial Mortgages for all business real estate needs
    • Refinancing
    • Acquisition
    • Construction
    • Refurbishment
  • Commercial Real Estate for both owner occupied and investment properties are acceptable.
  • Great rates and flexible repayment schedules with amortization up to 20 years.
Meet the TeamRequest a Consultation

Equipment & Term Loans

Need heavy equipment? Let us do the heavy lifting. We have the proper resources to help start your engines, and then help start just about anything else while we're at it.

Features

We take the time to listen to our customers and structure individualized financing packages

  • Loan amount and terms structured to meet your needs
    • New or Used Equipment
    • Improvements
  • Secured with business assets or real estate
  • Flexible repayment options

 

Lines of Credit

When you need a line of credit you want lenders who walk the line. Partner with the team who've been doing just that for over 115 years.

Features

  • Loans amount and terms structured to meet your needs
    • Seasonal Repayment Plans
    • Working Capital
    • Asset Based Lending
    • Inventory
  • Secured by business assets or real estate
  • Flexible repayment options
  • Monthly payment based on interest only with annual clean-up period

Business Lending Team

Let's face it, people buy from people they trust. That's why we offer the personal and professional integrity we'd demand for our own business. Let us create the right loan package for yours.
View Lending Team

Surf Taco

"OceanFirst has played an integral role in Surf Taco’s growth. They have been a supportive, knowledgeable and progressive community bank that understood our needs and goals. The OceanFirst team worked seamlessly and professionally to provide information and capital for our growth. We admire OceanFirst’s commitment to service in the communities they serve. We look forward to working together as we expand to new locations. Eat Tacoooos!"

- Rob Nagel, Founder and President

Let us help you

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch, or give us a call at 1.888.623.2633.